Community Home Loan Lender
Charlotte, NC 
Share
Posted 19 days ago
Job Description
Description

RESPONSIBILITIES

  • Generate residential loans in targeted areas by actively promoting the Bank's CRA lending efforts
  • Identify the customer's needs, analyze the loan request, financial data and offer recommendations on mortgage loan products
  • Participate and/or lead community related events to create relationships with area Realtors, Builders, Community Action Groups and others who actively conduct business within the targeted communities
  • Join and establish relationships with non-profit organizations, Board of Realtors, Home Builders Associations, city and state housing agencies and any other public forums to generate and increase first-time buyer and CRA lending opportunities
  • Host local home buyer education events for the public and provide program and product awareness training for bank partners, Realtors, builders, non-profits, etc., geared toward the housing needs of the local communities, especially first-time home buyers
  • Minimize risk exposure ensuring Community Home Loan Lenders adhere to all federal, state, and internal compliance regulations, policies, and procedures
  • Maintain a comprehensive knowledge base of the mortgage industry, mortgage products, lending practices and regulatory guidelines especially programs and products which are beneficial to the local communities
  • Understand and follow the Park National Bank lending policy, procedures and underwriting requirements
  • Maintain awareness of and adherence to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
  • Deliver a consistent, high level of service within our Serving More standards
  • Other duties as assigned

COMPETENCIES

  • Interpersonal/Customer Service Skills
  • Written and Verbal Communication
  • Ability to understand and follow directions
  • Adaptable to change
  • Basic Computer Skills
  • Analytical Thinking
  • Problem/Situation Analysis
  • Technical Expertise
  • Ability to build collaborative relationships
  • Ability to develop or mentor others

SCHEDULE

This position is hourly and full time. A minimum 37.5 hours is required to maintain eligibility for full-time status. Responsibilities extend beyond traditional office hours; seven days a week and evening hours are at times required.

This position is eligible for a flexible work arrangement allowing work from office and remote locations. Please speak to the hiring manager for more information.

Qualifications

Education
Bachelors of Business Administration (preferred)
High School (required)

Experience
NMLS SAFE Act Registration or the ability to be registered within 30 days required. (required)
Minimum of 3 years' experience in the mortgage lending process: processing, underwriting, closing, and originating (required)





Park National Corporation is an Equal Opportunity Employer. It is the policy of the Bank to hire well-qualified people. An integral part of this policy is to provide equal employment opportunity for all persons for employment. It is also part of our policy to recruit and administer hiring, working conditions, benefits, privileges of employment, compensation, training, appointments for advancement including promotions and transfers, and terminations of employment for all associates without discrimination because of race, color, religion, citizenship, national origin, sex, age, veteran status, or handicap.

 

Job Summary
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Experience
3+ years
Email this Job to Yourself or a Friend
Indicates required fields