Commercial Lender
Spartanburg, SC 
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Posted 20 days ago
Job Description
Description

  • Meet with applicants to interview, review and evaluate loan requests, including loan alternatives, credit criteria, interest rates, and necessary loan documentation
  • Analyze and evaluate loan requests and assist credit analyst with preparing written submission for consideration by the appropriate loan approval authority
  • Process preliminary documentation on commercial loan requests
  • Monitor and review construction and development loans
  • Identify business leads and prospects for future opportunities, including providing general Bank information and cross selling services
  • Assist commercial lending personnel as needed
  • Identify problems or potential problems with credit information and coordinate with the necessary party to resolve the problems
  • Assist in review of construction loan advances on commercial properties and conducts property inspections as assigned
  • Follow up on all mature loans
  • Assist in the collection of delinquent accounts, charged off loans, and loan workouts
  • Individually and if applicable, as a manager, participate in identifying, measuring, monitoring, controlling and mitigating departmental and enterprise-wide risks
  • Maintain awareness of and adhere to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks
  • Deliver a consistent, high level of service within our Service Excellence standards
  • Other duties as assigned

DESIRED KNOWLEDGE, SKILLS AND ABILITIES

  • Minimum of 5 years commercial lending experience
  • Excellent oral and written communication skills
  • Solid interviewing skills
  • Organized and able to multi-task with attention to detail
  • Able to meets deadlines on a consistent basis
  • Can adapt quickly and professionally to changing priorities
  • Demonstrated analytical and decision-making skills
  • Capacity to work independently, be self-motivated and adapt well to change
  • Deliver consistent, high level of service within our Service Excellence guidelines

SCHEDULE

The expected hours for full-time salary exempt position is 44-48 per week. A minimum 40 hours is required and the average number of Saturdays worked per month ranges from 1 to 2. Early morning, evening, and weekend hours may be required.

Education

Required

Bachelors or better in Business Administration or related field.

High School or better.


Park National Corporation is an Equal Opportunity Employer. It is the policy of the Bank to hire well-qualified people. An integral part of this policy is to provide equal employment opportunity for all persons for employment. It is also part of our policy to recruit and administer hiring, working conditions, benefits, privileges of employment, compensation, training, appointments for advancement including promotions and transfers, and terminations of employment for all associates without discrimination because of race, color, religion, citizenship, national origin, sex, age, veteran status, or handicap.

 

Job Summary
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Education
High School or Equivalent
Required Experience
5+ years
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