• Meet with applicants to interview, review and evaluate loan requests, including loan alternatives, credit criteria, interest rates, and necessary loan documentation
• Analyze and evaluate loan requests and assist credit analyst with preparing written submission for consideration by the appropriate loan approval authority
• Process preliminary documentation on commercial loan requests
• Monitor and review construction and development loans
• Identify business leads and prospects for future opportunities, including providing general Bank information and cross selling services
• Assist commercial lending personnel as needed
• Identify problems or potential problems with credit information and coordinate with the necessary party to resolve the problems
• Assist in review of construction loan advances on commercial properties and conducts property inspections as assigned
• Follow up on all mature loans
• Assist in the collection of delinquent accounts, charged off loans, and loan workouts
• Individually and if applicable, as a manager, participate in identifying, measuring, monitoring, controlling and mitigating departmental and enterprise-wide risks
• Maintain awareness of and adhere to Bank's compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks

• Deliver a consistent, high level of service within our Service Excellence standards

• Other duties as assigned

DESIRED KNOWLEDGE, SKILLS AND ABILITIES

• Minimum of 5 years commercial lending experience
• Excellent oral and written communication skills
• Solid interviewing skills
• Organized and able to multi-task with attention to detail
• Able to meets deadlines on a consistent basis
• Can adapt quickly and professionally to changing priorities
• Demonstrated analytical and decision-making skills
• Capacity to work independently, be self-motivated and adapt well to change

• Deliver consistent, high level of service within our Service Excellence guidelines

SCHEDULE

The expected hours for full-time salary exempt position is 44-48 per week. A minimum 40 hours is required and the average number of Saturdays worked per month ranges from 1 to 2. Early morning, evening, and weekend hours may be required.